What Is the Best Form of Payment When Selling an RV?

Selling your RV should be a safe and convenient process—including getting paid for it. Many payment types can be risky, slow, expensive, inconvenient, or all of the above.

Let’s explore the best ways to get paid for your RV, securely and quickly.

Should I Accept Physical Cash?

Cash offers immediate payment, but for high-value RV sales, it’s tricky:

  • Trust issues: The buyer might attempt to steal the cash after you’ve transferred the title.
  • Counterfeit risk: You’re responsible for verifying the authenticity of the bills. When dealing with a lot of bills, it can take a while to examine each one.
  • Awkward counting: Counting large sums in front of a stranger is uncomfortable.
  • Shortchanging attempts: A buyer might “accidentally” bring less than agreed to negotiate a lower price.
  • Loss risk: If you misplace the cash before depositing, you have no recourse.

Cash might work for a small travel trailer, but for a $100k luxury motorhome, you want something as immediate as cash, without the risks. DealNow is the best way for a buyer to pay cash for an RV.

Are Cashier's Checks Safe?

Cashier’s checks can be a secure payment method for two strangers completing a high-value RV transaction. Even if they’re not foolproof (skilled forgers can create convincing fakes), they’re safe if the buyer’s bank confirms authenticity.

To verify a cashier’s check, meet the buyer at their bank for confirmation and have the bank confirm the check’s validity.

If you’d rather avoid this inconvenience (and transact outside of bank hours), read on for alternatives.

Can I Accept Credit Cards?

Thinking about accepting a credit card for your RV? Unless you’re running a business, you probably don’t have a card reader lying around. And even if you do have one for your business, mixing your personal RV sale with your company’s finances is a recipe for accounting nightmares.

Sure, you could use a third-party processor like Stripe, but brace yourself. Let’s crunch the numbers on your $75,000 Class A motorhome:

  • Buyer pays: $75,000
  • Stripe’s slice: $2,175.30 (2.9% + $0.30)
  • Your take-home: $72,824.70

Ready to wave goodbye to over two grand? We didn’t think so. Oh, and credit card companies may try to claw back the buyer’s funds if the RV has an unexpected breakdown and they complain that you deceived them. You don’t need that stress in your life.

Are Digital Payment Apps Good?

Peer-to-peer payment apps are great for pizza night, but for selling your home on wheels? Not so much. Here’s why they fall short for RV transactions:

  • Transaction limits: Most payment apps have maximum transfer amounts that fall well below the average RV price. Attempting to split the payment over multiple days increases the complexity of the sale and exposes you to additional risks.
  • Security reviews: A large transaction, such as an RV sale, may trigger automatic security checks, freezing your funds for an extended period while the app verifies the transfer.
  • Chargebacks: Many apps allow buyers to dispute charges for an extended time after the sale, sometimes up to 60 days or more. This leaves you vulnerable to chargebacks long after you’ve completed the RV sale.

Let’s take a closer look at why these apps aren’t the way to go.

PayPal

If the buyer has a verified account, they can send up to $60,000 in one go. Great for an old travel trailer, but not so much for your luxury Class A. Oh, and don’t forget the fees!

PayPal’s 2.9% + $0.30 fee on a $60,000 RV? That’s a whopping $1,800. Plus, buyers can dispute transactions for 180 days. Hard pass.

Venmo

Venmo lets verified users send up to $4,999.99 per transaction. Perfect if you’re selling a pop-up camper from the ’80s. For anything with actual plumbing? Keep dreaming.

Cash App

Cash App taps out at $7,500. That might cover your RV’s fancy new awning, but not much else.

Zelle

Zelle’s limits vary, but they’re usually in the $2,000 to $5,000 per day range. At that rate, you’ll be retired before you finish selling your RV.

A Better Way to Roll

Leave those apps for splitting dinner bills. DealNow gives you the speed, ease, and security you need—without any limits on the amount you can receive. It’s time to upgrade your payment method to match your vehicle.

What About Wire Transfers?

Wire transfers offer a high level of security and finality for RV sales. Once you receive a wire transfer, the money is yours—no chargebacks, no disputes. This peace of mind is why wire transfers are often used for high-end motorhomes and other RVs.

Even though they’re better than many other payment methods covered in this article, wire transfers still have the following points of friction

  • Some banks require multiple verifications before the buyer’s funds can reach you. Some even process wires in batches, meaning you might not be able to close your RV deal immediately.
  • If the payment is initiated late in the day, you might not receive the funds until the next business day, delaying your RV handover.
  • To set up the wire transfer, the buyer needs your bank account details. This means exposing your sensitive financial information to a stranger—not ideal when selling to someone you’ve just met through an RV listing.

The safest way to receive payment via wire transfer is to verify the buyer’s identity and meet 

them at their bank early in the day to initiate the transfer. If you want to avoid the prolonged inconvenience and the need to share your banking information—but still want the finality and certainty of a bank wire—DealNow is an excellent alternative for your RV sale.

A Better Way to Get Paid for Your RV

Imagine a payment method that has all of the advantages of every payment method discussed in this article—with none of their drawbacks. We created DealNow to be the ultimate transaction solution for high-dollar vehicle sales. No more delays, inconvenience, or sharing sensitive data—just quick, secure cash to your account.

  • Instant funds: No more waiting for wire transfers to process or risking your private info. With DealNow, money hits your account the moment the buyer sends it.
  • Freedom from banker’s hours: DealNow works 24/7/365. Want to close your RV deal at 11 PM on Thanksgiving? Unusual, but possible. You’ll get your funds—as soon as the buyer sends them.
  • No transaction limits: Whether you’re selling a pop-up camper or a luxury motorhome, DealNow can handle it.
  • Bank-level security: Your funds are protected with advanced encryption and held in an FDIC-insured account hosted on the DealNow platform via a third-party banking partner.
  • Easy: It’s fast and simple to set up a DealNow account and move your money from DealNow to your regular bank.
  • Verification: Avoid scammers and tire-kickers by dealing with verified buyers who have verified funds.
  • Escrow-like safeguards: Both you and the buyer complete a digital bill of sale in our mobile app. This overcomes the catch-22 problem (the buyer doesn’t want to pay until they get the title; you don’t want to sign the RV over until you’re paid).
  • Low, flat fee: Unlike percentage-based fees that eat into your profits, DealNow charges a nominal flat fee per deal.

DealNow is more than a payment app—it’s a total solution for private-party RV transactions. We keep you and the buyer safe with a step-by-step dealflow:

  1. Create a DealNow account and verify your identity.
  2. List your RV for sale (on online marketplaces, social media, or through word of mouth).
  3. Invite the buyer to your DealNow dealroom.
  4. Let DealNow verify the buyer’s identity, then use in-app messaging and scheduling to set up the RV viewing.
  5. Electronically sign the bill of sale with the buyer.
  6. Get paid instantly.
  7. Finish the title transfer and hand over the keys.

DealNow is more than a payment app—it’s a total solution for private-party RV transactions. We keep you and the buyer safe with a step-by-step dealflow:

  1. Create a DealNow account and verify your identity.
  2. List your RV for sale (on online marketplaces, social media, or through word of mouth).
  3. Invite the buyer to your DealNow dealroom.
  4. Let DealNow verify the buyer’s identity, then use in-app messaging and scheduling to set up the RV viewing.
  5. Electronically sign the bill of sale with the buyer.
  6. Get paid instantly.
  7. Finish the title transfer and hand over the keys.

It’s that simple. After you’ve used DealNow, you’ll never want to sell an RV any other way.

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RV FAQ

What is the safest form of payment for an RV seller?

DealNow offers the highest level of safety for sellers:

  • Instant transfers of any amount, directly to your DealNow account.
  • Buyer’s funds are verified before the transaction begins.
  • No risk of fraud or chargebacks.
  • Digital bill of sale provides legal protection.
  • Identity verification reduces the risk of dealing with fraudulent buyers.

Before listing your RV, use NADAGuides or RV Trader’s pricing tool to determine a fair price range for the RV based on the following:

  • Make and model
  • Year
  • Mileage
  • Condition
  • Features (including floor plan, slide-outs, and amenities)
  • Type of RV (motorhome, travel trailer, toy hauler, Class A, B, C, etc)


Use the valuation results to back up your asking price. 

To boost your RV’s resale value:

  1. Perform regular maintenance and keep detailed records.
  2. Upgrade to energy-efficient appliances and LED lighting.
  3. Install solar panels for off-grid capabilities.
  4. Update interior with modern finishes (flooring, countertops, etc.)
  5. Add desirable features like backup cameras or outdoor entertainment systems.
  6. Keep it clean and store it properly when not in use.
  7. Address any water damage or leaks promptly.
  8. Maintain the exterior finish with regular waxing.
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